AbstractI will go into detail describing what has happened to higher education and student loans over the past several decades. We are currently at a point in time where neoliberalist and plutocratic ideologies have become the norm in our “democratic” society, and students of all backgrounds, even those who are more affluent than others, get less and less out of higher education, including higher student to teacher ratios, worsening job prospects after schooling, and inadequate useful tools/resources to help students thrive. Students as a collective are being charged higher tuition rates along with receiving less federal aid and being forced to take out more and more in loans from big banks and big corporations, like Sallie Mae, and also being swindled into attending for-profit institutions that look out for no interests except their own.
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